Tip

Keep passengers to a minimum

The risk of a deadly accident involving a teenage driver increases with each additional passenger
When there are 3 or more passengers, the risk is 3 times higher than if the driver was alone in the vehicle

Source: Insurance Institute for Highway Safety

Watch out for school buses

Teenage drivers frequently encounter school buses driving to and from school and in the school parking lot
Flashing yellow lights mean you must slow down and be prepared to stop
Red flashing lights mean you must stop
It is illegal to pass a school bus that has red lights flashing and the stop-arm extended

Source: National Highway Traffic Safety Administration

Increase following distance in wet conditions

It can be difficult to stop quickly in rainy weather.

If your vehicle does start to hydroplane:

Do not brake – this can cause the vehicle to skid
Reduce speed by slowly easing your foot off the gas

Source: Ohio Department of Public Safety

Don't drive distracted

Adjusting the radio, eating, and texting or talking on the cell phone can distract a teen driver, increasing the chance of an accident.

Play a CD of your favorite songs to avoid the need to change the station
Take the time to eat at home or in the restaurant
Turn off the cell phone or place it in the backseat so you are not tempted to answer it

Source: National Highway Traffic Safety Administration

Lower your insurance rates

Drivers age 16-24 have a higher risk of accidents and violations, so their insurance rates are much higher than for older drivers. You do have some control over these rates, such as a discount for good grades and participation in the Street Smart program. Meanwhile, accidents and violations will cause premiums to rise!

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